Cases of Violence in Sports and How They Should Be Handled :: Art

Cases of Violence in Sports and How They Should Be Handled Violence in sports will always be a big issue although I don't think it will ever be truly resolved. In sports there is competition and where there is competition people are striving to be the best. There is a lot of strong emotion when people are trying to win for themselves or for their team. In sports as long as there is competition and high emotion, there will always be the potential for violence. The intense competition that is a part of sports can and often does lead to violence. The violence isn't always among the players of the sports being played. At a nine-year old soccer game in Staten Island parents of opposing teams became engaged in a verbal fight over a call that a referee made and it became a big brawl between parents. This shows the kids at that game that if their parents can engage in a fight with the opposing teams parents then that makes it right to throw an elbow in a game or shove someone. Yet in professional sports it isn't the athletes most of the time. Usually the fans are the ones to cause the riots and fights. Especially in the sport of soccer, the fans take the sport so serious and they aren't even playing in the game. Unhappy Corinthian fans said that the players were slacking off and so the fans gave the team a piece of their own mind by invading the field, cursing at the players and punching their own team. Corinthian fans have been known to turn against there own team in unfavorable times. These are obviously not true fans. A few years ago Latrell Spreewell was in an incident where he choked his coach. This brought major conflict to the NBA; they did not know what to do with Latrell. At the time he was on the Golden State Warriors, they needed to make the playoffs and to do this they needed Latrell. But to let him physically and orally assault his own coach and to get away with it, who knows what type of controversy this could bring to the basketball world. They had to do something with Latrell but what? If they suspended him, the team would have no chance of getting to the playoffs and, without the possibility of winning the basketball championship, which would mean a dramatic decrease of income on the behalf of the Warriors.

Internal analysis of Ryanair Essay

1. Internal audit of tangible, financial and intangible resources Tangible Resources 1. Human Resources * Ryanair currently employs 2000 people (2003) from 25 nations. * The pay is performance related and among the highest in the airline industry (Annual Report 2004, p. 5). Travel concessions and participation in the share option program is granted to all employees. In 2003 over 30% (639 in total) of employees took part in the stock option program – the average pay per employee was about 53.000 (Annual Report 2004, p. 21). * CEO Michael O’Leary has significantly shaped Ryanair. 2. Physical resources * Ryanair operates 72 aircrafts (Annual Report 2004, p. 3). All aircrafts are of a single type. Ryanair has ordered 225 brand new Boeing 737-800 aircrafts. The average aircraft age was about 10 years vs. easy Jet’s was 5.1 years (2003). However with the deliver of the new aircrafts, Ryanair’s figure will enhance. The average age of the fleet is important, as maintenance costs depends on this. * Facilities: Dublin Airport facilities, but no major other ones. Financial Resources * Ryanair will stay mostly unhedged in 2005 (Annual Report 2004, p. 12). * With a quick ratio of 2.7 Ryanair has enough cash even if all liabilities  have to be paid at once (Brealey et al., 2001). Ryanair has also shown good profitability. * Ryanair is listed on a stock exchange, obtaining capital in form of equity capital. In total, Ryanair has 1.5 billion in shareholder funds (Annual Report 2004, p. 12). The stock was very attractive to investors, outperforming its benchmark index. Intangible Resources * Ryanair has access to medium sized airports which provide cheap slot licences. The average airport charge applied to Ryanair was less than 7 . * Ryanair has an option to get 200 additional brand new Boeing 737-800 from Boeing. * Internet as major distribution platform with very huge attraction Ryanair’s most important assets are aircrafts and access to secondary airports. But this alone doesn’t make this airline successful: the real assets are the employees and particularly the CEO Michael O’Leary. Ryanair has a solid financial statement and a good profit track which is currently negatively influenced by the ongoing price war. 2 Threshold and core competences and resources 1) Threshold Resources * Availability of aircrafts and access to (low cost) airports * Internet as sales and marketing device 2) Threshold Competences: * If a sudden oil price shock occurs or the exchange rate develops  unfavourable this may have negative effects on net income. The ability to hedge exchange rate risks and oil prices is therefore a core threshold competence. * Customers expect to get cheap ticket prices, punctuality and highest safety standards from Ryanair. Ryanair must therefore be able to provide customers with lower fares than their competitors. * The ability to generate income from ancillary services (in order to subsidise the lowest ticket prices). Threshold capabilities of Ryanair are: the ability to keep flying from A to B on a low cost basis and sustaining competitive ticket prices. Core capabilities/competences: Efficient low cost base Ryanair always searches for possibilities to cut costs. Low operating costs within the complete value chain, subcontracting and economics of scale (performance related pay, efficient aircrafts, use of secondary airports, internet as marketing and sales device†¦) make it possible to provide the cheapest ticket prices available. Sound financial statement Very sound financial statement (e.g. liquidity ratio, shareholder funds†¦). Leadership style of Michel O’Leary CEO Michael O’Leary (Effective, charismatic leadership) and Ryanair’s management. The management of Ryanair received several awards and Michael O’Leary was named one of â€Å"25 European business starts by the Financial Times†. High market power Ryanair has a high market share, and the possibility to act as a price leader (sound financial figures making it possible to initiate and sustain a price war) Employment policy Effective employment handling: Every 7th employee (191 in total) was promoted internally (Annual Report 2004, p. 5), keeping people who already know the company which in turn reduces costs (introduction†¦) and enhances motivation. Employees have also the interest to bring the company forward because over 30% already are shareholders. Sustainable competitive advantage according to Lynch (2003) of Ryanair is: the low cost basis (key success factor), offering of the cheapest ticket prices (in order to target price sensitive customers) and the abilities of the management and the CEO (leadership) of Ryanair. In addition to that first mover experience (experience from competing against BA and Aer Lingus at the beginning) may also have benefited the company. 3 Ryanair’s dynamic capabilities Dynamic capabilities provide a constant flow of opportunities (Lynch, 2003), from which Ryanair could take advantage in order to sustain the competitive advantage: * Ryanair immediately responds to opportunities and threats in order to cut costs and sustain the low cost basis (e.g. abandonment of ice cubes†¦) or to increase profits (e.g. ancillary services†¦) * Constantly shaping the internet as the main communication device to its customer (marketing and sales, booking†¦). * Ryanair wants to provide the lowest fares. Therefore the company must be  very flexible and always at least react (or outperform) competitors in terms of the price. * Ryanair’s aim is to enlarge. This means to add constantly more routes and boost of frequencies on rotes with high demand. As it can be seen, Ryanair’s dynamic capabilities are flexibility and the ability of rapid adoption to changing conditions. Hence the competitive advantage is not static (e.g. low cost basis). This is what Brown and Eisenhardt (1998) define as â€Å"continual revolution† (Lynch, 2003 [p. 130]). 4 Strength and weaknesses of Ryanair By referring to the above said, it’s possible to identify the following strength and weaknesses. Strength/Weakness * Efficient and low operating costs (e.g. airport charges, same type of aircraft, economics of scales, cost cutting where possible†¦) * Immediate reaction of the management to use opportunities (e.g. when ice cube weren’t fee of charge anymore, Ryanair stopped ordering them) * Excellent career opportunities and effective employment handling (e.g. no union exists so far, good integration of employees in the company via the stock options program) * Because of their obtained size they have to some extend pricing power * The financial statement is sound (e.g. for sustaining the price war) * High load factor (about 85%, which is one of the best in the industry) * Strong performing CEO and management (e.g. several awards) * First mover experience (Ryanair and its management shaped the whole European airline industry) * Good safety record * Hedging policy (Ryanair remains unhedged although PESTEL analysis concluded an instable environment) * Ryanair added too much capacity in a short time frame (overcapacity may lead to deteriorating load factor and danger of high fixed costs) * Ryanair doesn’t consider people without internet (more passenger may be attracted if Ryanair wouldn’t merely use the internet) * The behaviour of the CEO towards government officials As it can be seen, Ryanair fulfils all key success factors. The cost leadership approach is certainly Ryanair’s major strength and provides competitive advantage. However there were some weaknesses identified: for now, the company should at least rethink its hedging policy. The classification of factors into strength and weaknesses can be misleading. For example, the enlargement of the fleet can lead to economics of scope. But at the same time, there is the risk of creating overcapacity (and thereby deteriorating performance indicators, e.g. load factor). Hence some issues may be both, a possible strength and weakness. The same is true for opportunities and threats. This is a limitation of the SWOT analyses.

Drug Policy And Efforts Of Control Substance Abuse

Drug policy and efforts to control substance abuse have resulted in human rights violations in many countries. 27 million people were problem drug users in 2013 (United Nations Office on Drugs and Crime, 2013), representing a â€Å"vulnerable and marginalised group† (Petty, 2012). The need for human rights to be at the forefront of any debate, policy or legislation regarding the ‘war on drugs’ is heightened by human rights abuses resulting from such action – namely â€Å"torture and ill-treatment by police, extrajudicial killings, arbitrary detention, and denial of essential medicines and basic health services† (Human Rights Watch, 2009). The term ‘drug user’ can be interpreted in the context of law, culture and science, making the enactment of effective, harm-preventative legislation difficult. However, evidence of a lack of acknowledgement of fundamental human rights in drug reform has lead to such rights violations, often stemming fro m the belief that drug addicts are incapable of â€Å"self-governance and determination†¦ extreme measurers are necessary to save them from themselves† (Petty, 2012). This essay will discuss human rights theories and mechanisms in relation to drug reform and its associated violations of human rights. The right to life, liberty, and health and equality before the law, as addressed in the Universal Declaration of Human Rights (1948), are perhaps the most fundamental rights that have been compromised by drug policy and reform. The INPUD (International NetworkShow MoreRelatedDrug Abuse And Drug Addiction775 Words   |  4 Pages Drug Abuse Treatment 6.15 6.23 6.49 6.73 7.21 7.55 7.66 7.85 7.89 8.83 Percentage of Total Funding 30.9% 30.2% 29.9% 30.8% 29.0% 30.7% 31.4% 32.0% 31.3% 35.0% Drug Abuse Prevention 2.04 1.96 1.93 1.84 1.95 1.56 1.48 1.34 1.28 1.28 Percentage of Total Funding 10.3% 9.5% 8.9% 8.4% 7.8% 6.3% 6.1% 5.5% 5.1% 5.1% Total Demand Reduction 8.19 8.19 8.43 8.57 9.16 9.11 9.14 9.19 9.16 10.10 Percentage of Total Funding 41.2% 39.7% 38Read MoreA Society Without Drugs1263 Words   |  6 PagesA Society without Drugs Have you ever wondered of how wonderful our society would be, if we are able to get rid of Illegal Drug Usage in our community? Despite having tough anti-drug laws, the U.S. has the highest level of illegal drug use in the world. As per the World Health Organization s survey of legal and illegal drug use in 17 countries, U.S report the highest level of drug usage (CBS news). The second-most abused category of drugs after marijuana among young people is the usage of prescriptionRead MoreAbstinence vs. Harm Reduction1733 Words   |  7 Pagesâ€Å"Abstinence Vs. Harm Reduction† â€Å"Drug policy regarding the control of the traditional illicit substances (opiates, cocaine, cannabis) is currently moving through upbeat times in almost all Western countries. Prohibition on the basis of repressive law enforcement not only seems to fail on a large scale, but also to create vast additional costs, problems, and harm for drug consumers, who often find themselves in extreme social, economic, and health conditions† (Fischer 1995: 389). Western countriesRead MoreA Report On Substance Abuse Treatment Essay893 Words   |  4 Pagesexplains substance abuse treatment which our company SAFE Foundation OP Detoxification and Substance Abuse Treatment Centre treat and educate individuals daily. The Brownsville community is associated with our facility which includes specialized treatment for our patients. Our effective treatment programs focuses on adult and youth, include several different types of interventions simultaneously, and provide intensive treatment. This proposal concludes with comments on improving substance abuse patientsRead MoreDrug Policy, Prescription Drugs, And The United States1393 Words   |  6 PagesOne of the greatest problems we face in America today is the use and abuse of drugs in our country. It is important to find a solution that works within our country to combat the growing populations of our nation’s prisons, keep the supply of drugs under control, and have adequate prevention progr ams in place to help people who need treatment. Throughout reading the material for this course and the research conducted on the topics described in this paper, it is clear that the methods used in earlierRead More Drug Policy Essay1017 Words   |  5 Pages The President’s Drug Policy Introduction nbsp;nbsp;nbsp;nbsp;nbsp;The following is a summary of the President’s policy emphasizing on the President’s stated objectives. Stopping drug use before it starts, providing drug treatment, and attacking the economic basis of the drug trade are the main positions the President stressed. The President’s policy was analyzed by the important tasks played by law enforcement, schools and the community. The apprehension of major drug organizations willRead MoreThe Abuse Of Illicit Drugs Presents A Detrimental Effect On The Health And Well Being Of Millions Of Americans1133 Words   |  5 PagesThe abuse of illicit drugs presents a detrimental effect on the health and well-being of millions of Americans. People begin to use drugs for a wide variety of reasons: to feel euphoric pleasure, energy or self-confidence; decrease anxiety or depression; increase cognitive or athletic ability; because of rebellion, peer-influence, or simple curiosities (FIX). Initial users are l ikely to experience seemingly positive effects and are naà ¯vely constrained by the addictive propensities of these drugs. EventuallyRead MoreOpioid Abuse Over The Past Decade Essay1166 Words   |  5 PagesThe Problem In the United States, there has been upward swing of opioid abuse over the past decade. Overdose deaths involving opioids – both prescription pain relievers and heroin – almost quadrupled between 1999 and 2014. Well-intentioned efforts to curb prescription opioid abuse have yielded new policies with unfortunate, unforeseen consequences for the 15% of the US population that suffer from chronic pain – nearly 45 million people. Persistent pain has psychological and social implicationsRead MorePrescription Drug Abuse : Drug And Free World1508 Words   |  7 Pagesaged 12 to 17 abuse a prescription pain reliever for the first time (â€Å"Prescription Drug Abuse Statistics – Overdoes Deaths – Drug-Free World,†n.d.) A 2007 survey in the United States found that 3.3% of 12 to 17 years olds and 6% of 17 to 25 year olds had abused prescription drugs in the past month (â€Å"Prescription Drug Abuse Statistics – Overdoes Deaths – Drug-Free World,†n.d.) Prescription drug abuse causes the largest percentage of deaths from drug overdoses (â€Å"Prescription Drug Abuse StatisticsRead MoreYoung Advocates International Advocate Basic Human Rights in Nigeria1538 Words   |  6 Pagesthrough advocacy. Introduction The international drug control effort began fifty years ago with the aim of eradicating the abuse of certain drugs by controlling their supply. A complex international system of enforcement grew on this belief in supply control. Five decades on, the empirical data is available and overwhelming; the system has failed. Worse still, it has become increasingly clear that the human rights costs of pursuing many of its policies render them unjustifiable. From mass incarcerations

The Effects Of Video Games On Children - 1865 Words

The Effects of Video Games Normally when a child acts out, misbehaves, or shows violence people might try and link this bad behavior to something in the child’s life. Video games are often the target for such accusations. It makes sense that with all of the violent content television and video games have to offer with shows like Game of Thrones or games like Grand Theft Auto, that it is no wonder children show signs of violence, right? Then why does developmental psychologist Dr. Marilyn Price Mitchell disagree that video games are the sole cause of violence in children? Video games have many times been linked to violence in children; however, studies have shown that they may have more of a positive influence than one might think. Video games are not to be blamed for violent behavior in children because the potentially negative effect they have could be avoided by simply educating children about the bad content featured on certain games. Many times people argue that video games create or promote violent behavior in children. While this may be partially true, there are in fact children who can separate fantasy from reality and not dwell on the emotional effects of the game when it is over. I am someone who puts in anywhere from 12 to 30 hours a week during the school year, and even more over the summer, on video games and I have not exhibited any violent behavior to anyone. In fact, I have never been in a physical fight or hit anyone. I have played games such as Dead Space,Show MoreRelatedThe Effects Of Video Games On Children Essay1279 Words   |  6 PagesIntroduction Video games have always been a controversial type of entertainment, that may come from how relatively new video games are compared to other mediums of entertainment[1]. Maybe because of that when a violent crime occurs and the culprit has played a lot of games the media is quick to point at violent games as the reason for the crime, but is that true or are the media just biased or looking for quick views, this report aims to answer that question. Do games affect our way of thinkingRead MoreEffects Of Video Games On Children Essay1357 Words   |  6 PagesScreening to a halt: Are parents in New Zealand able to identify signs of dependency or addiction in their children due to over use of screen-time from the recreational use of video games? Digital technology and the vast amount of video games have increased the amount of screen time consumption in contemporary New Zealand society. The saturation of smart phones, ipad’s, tablets, computers, game consoles and the Internet are devices with the means of connection to gaming. Many New Zealand families integrateRead MoreThe Effects of Video Games on Children1288 Words   |  6 PagesThe Effects of Video Games on Children Technology today has progressed rapidly from generation to generation. Children and young adults are both into video games and the latest gadgets out there. Video games have been available to customers for the last 30 years. They are a unique way to entertain individuals because they encourage players to become a part of the games script. Victor Strasburger an author of â€Å"Children, Adolescents, and the media† stated â€Å"The rising popularity of video games hasRead MoreThe Effects of Video and Video Games on Children2043 Words   |  8 Pagesaction, usually in a cartoon, movie, or video game. For many of us, Disney is where we refer back to early forms of animation with the idea of using thousands of consecutive drawings; through Disney, we can now see how far this idea of breathing life into static objects has advanced. Today, animation is becoming more and more realistic. With highly advanced technology and computer programs, it has become easier for simple cartoons to develop into what children see as real life. These animated cartoonsRead MoreThe Effects Of Video Games On Children1548 Words   |  7 PagesVideo Games Introduction Today video games are a staple in most households. It is pretty amazing to know that the first creation of games date all the way back to the 1900s. They were not originally invented to make a profit, but to give patients something to do while waiting in the lobby of an office. One inventor had a simple idea of using the monitor not just as a television set, but as a way to play games. College students were just playing around with equipment and happened upon something greatRead MoreVideo Games And Its Effects On Children927 Words   |  4 PagesVideo games are a more interesting form of entertainment for the simple reason that players may become part of the game’s plot. Video games were invented for many years now. However, the current variety of games raised concerns about how they affect the children s behavior due to the fact that the games are becoming more sophisticated. Children spend most of their free time playing video games. Sometimes children refrain from completi ng important duties and dedicate all of their time playing videoRead MoreVideo Games And Its Effects On Children940 Words   |  4 Pageswas bored they went outside to play, they created new games, or they played with friends. But, for the past three decades, video games and other digital media have been persuading many adolescents and children to spend the majority of their time playing them. Video games seem to satisfy children’s natural need to interact socially, however more often than not, they lead to social isolation. Overexposure to digital media, such as video games is detrimental to the health and function of a child’sRead MoreVideo Games And Its Effects On Children1519 Words   |  7 PagesVideo games in the 21st century have transformed from friendly competing into guns, explosions, and major violence. Video games are getting away with more violence every year and the games are becoming more extreme. The consistence and severity of violence is at an a ll-time high leading the most popular games in the gaming community to have a ‘mature’ rating due to the considerable amount of violence involved. For example, one of the highest selling video games of all time grossing one billion itsRead MoreThe Effects of Video Games on Children1656 Words   |  7 PagesIntroduction For more than 30 years, video gaming has been a popular activity amongst many of America’s children. With over $63 billion (Reuters, reuters.com) worth sold each year, video games are here to stay. While much controversy has arisen over the subject, video games have benefited the United States of America and its citizens to a great degree. For example, the military and CIA use gaming to train soldiers (Davidson, www.ehow.com), and classrooms use video games to teach students. The potentialRead MoreThe Effects Of Video Games On Children1034 Words   |  5 PagesThe world of today has developed in a way that even children are affected by technology. They enjoy video games in their leisure time and even prefer them to studying that, in its turn, can contribute to their poor performance in the class. These days, video games have become an issue that has brought concern to many people from parents to scholars about their potential effect on the future of children through influenci ng their conduct. They feel that the violent behavior or any other negative consequence

Student Loan Example

Essays on Student Loan Research Paper Loan of the of the Answer I am planning to pursuit 4 years Bachelor of Technology degree I will pursuit my graduation in Electronics and Communication Engineering. In this graduation course, different aspects of the electronics and telecommunication engineering are thought. After the completion of this graduation course I will get job opportunities in several recognized electronics and communication organizations. Answer 2 In case of private institution my college education will cost almost $100000 in 4 years. In case of state owned institution it will cost almost $80000. Answer 3 I will stick to my graduation completion plan. I will not take up any extra course of interest. This 4 years long course requires significant amount of concentration and dedication. I don’t want to distract myself from the original course. I want to give my best and full effort to this course which will be fruitful for me in future. Answer 4 Unfortunately, if I fail in this course or dropout then I will not be able to repay my educational loan because I will also not get any job from the campus placement, neither from any off-campus interview. So, it will not be possible for me to repay the loan by myself. In that case bank might pressurize me and my co borrower to repay the loan. Answer 5 Yes it is obliviously necessary for me to pass all the courses. According to the criterion of FASA, students should maintain minimum stipulated GPA to get the continuous financial aids. This regulation has increased the importance of each and every course during the graduation. If I fail in any one or more than one courses then my GPA will be below the threshold limit to get the financial aid. Answer 6 Current economic crisis will affect the financial aid in negative ways. Financial institution like banks will be directly affected by the slowing economy. Banks will face significant liquidity problems to lend the money. Banking organizations will not give the loans easily they will give loan after lots of back ground checking. Interest rates of loans repayment will be significantly high. Answer 7 There are significant changes have taken place. The Federal Government has increased its subsidized student loan interest rate by two times. The new interest rate will be 6.8%. Brown’s bill came into the picture to resurrect the situation by 15% of the total outstanding student debt. Answer 8 Cosigning, co-borrowing or guarantying a student loan is significantly risky because hundred percent responsibility lies with the co-borrower to repay the loan. In most of the cases, there is no other way to avoid the repayment of student loan. According to the Federal law, student loan has no statute limitations. Banks can ask for student loan for indefinite period of time from the co borrower. Answer 9 The act of cosigning can affect the co-signers credit availability significantly. If the borrower could not able to repay the loan then the whole onuses lie with the cop borrower. If the co borrower fails to repay then it will dent co borrower’s credit availability. In future, the co-borrower will face significant difficulty to get any loan or will not be able to cosign for any other loan. Answer 10 There are significant disadvantages for the student s with outstanding educational loan and no job prospect. If there are no job prospects for the students then they will not be able to repay the existing loans. If the existing loans are not repaid, then the students will not be able to apply for another loan for further education. Answer 11 According to the Federal law, student loan is not volatile it can haunt the loan defaulter at any point of time in future. If student default in his educational loan then it can result in wage or salary garnishment in future. Even it can be problematic for the students in terms of future employment scope because, now days, employers are checking the credit reports of their potential employees. Answer 12 There are no as such direct consequences for the college in case of student loan defaulter. But indirect consequences are certainly there. It may hamper the reputation of the collage. In future students who are considering for joining that collage, banks may not sanction the student loan for them. Answer 13 According to the research of Consumer Financial Protection Bureau, student loan debt has reached as high as $1.2 trillion. In between that $1 trillion is from the debt of Federal loan only. It is the second highest form of the Federal debt right behind the mortgage debt. Overall Federal debt is $16.7 trillion and current student rate of default 12.31%. Loan default rate (Source: Stratford, 2012) The above picture is indicating increasing trends of student loan default in US. Answer 14 The default does affect the economic outlook significantly. It increases the fiscal deficit of the country. It contributes to the overall debts of the country’s economy. Recently US economy on the recovery phase but this kind of high student loan default has stalled the economic growth (Khalfani, 2007). The amount of loan default increased abnormally and has reached up to $1 trillion. Answer 15 Financial consequences for the future generation will be severe. The next generation will come to this beautiful world with pressure of huge debts. The Federal law will not allow to foregone the student loan debt. In this case parents will not be able to save enough money for their future generations. Answer 16 Competitive advantages of the nation can be significantly hampered. It affects the nation’s economy directly in a negative way (Heller Callender, 2013, pp. 89-90). The rest of the world will consider USA as a debt ridden country. Different credit rating organizations will lower the ratings of the nation which will be an absolute competitive disadvantage for the country. Answer 17 Students have to repay their loans to the banks. The loan pay off comprises of principal and interest payments. Interests are calculated on the basis of principal amount. The particular rates on which interests are calculated are called interest rates. Answer 18 Amortization schedule is a table which calculates periodic blended loan payment. The schedule indicates the amount of principal and interest for an educational loan payment. It is a structured process of repaying debts over a stipulated time and it considers regular payment of the loan. Answer 19 The first student loan payment will start after the expiry of the allotted tenure and grace period. Every student is provided with certain grace periods after the completion of school, collages and drop out below half time enrollment for settling their financial situations. Answer 20 Yes, it is wise to start paying student loan during the school or college time. It reduces the burden of spending too much amount of money at a time (OConnell, 2004, pp. 112-113). Student should try to pay at least the interest of the loan on a regular basis during the school or college time. Answer 21 Consolidation of student loan is a contradictory matter. It can provide benefits in terms of lower monthly payments, simplifies the bill and minimizes the responsibility. On the other hand consolidation of debt will lead to significant head ache of paying too much of money in one time. References Heller, D. E. Callender, C., (2013). Student financing of higher education: a comparative perspective. New York: Routledge. Khalfani, L., (2007). Zero debt for college grads: from student loans to financial freedom. New York: Kaplan Publishing. OConnell, B., (2004). Free yourself from student loan debt: get out from under once and for all. New York: Kaplan Publishing. Stratford, M., (2012). Default rate on federal student loans rises again. Retrieved from: http://chronicle.com/article/Default-Rate-on-Federal/134786.

Sports Essay Free Essays

Kevin Walters Go Team! Sports have become a huge part of this country’s culture, and the sports fans make up a good portion of the population. Every other conversation you hear, whether it be at the water cooler or in a bar, has something to do with some big play or blown call that happened the night before. The popularity of sports has grown magnificently in just the last 24 years that I have been a sports fan. We will write a custom essay sample on Sports Essay or any similar topic only for you Order Now What used to be all the men yelling and cussing at the TV, has become almost as popular to women. Whether it is football, basketball, or baseball, these fans come in all different shapes and sizes. If you are a follower of a team, a bandwagon fan, a fair weather fan, or a die-hard fan, we are all part of a great family of sports fans that make for a good time and some awesome conversation. The followers, as I like to call them, are just your basic fan of a specific sports team. They are with that team and will stick by them through thick and thin, but they wouldn’t mind being able to not watch a game if it got in the way of previous plans. These fans may have a few shirts or maybe a hat or two of their favorite team but unless it’s game day, they don’t go out of their way to show that pride. A follower will usually not care to spend the money on tickets to actually go watch a game, but if they are given tickets or invited to go see a game with some friends, they will not hesitate to say yes. Being a follower is not a bad thing. It’s a safe position as far as being a fan of a certain team, because if your team wins you can cheer and brag to all your friends, but when they lose you don’t have that â€Å"heartbreak† that comes with the other types of fans. The bandwagon fan is one of the most hated categories of fans that you could possibly be. A bandwagon fan is the type of fan that likes to cheer for the team that is most likely to win. These fans are usually fairly knowledgeable in the sport they are cheering for and will usually do their homework on whichever team they are cheering for that week. Bandwagoners will do what they can to make sure they are able to watch every game, this way they can see who plays good and bad and decide who they want to cheer for. When it comes to clothes, a bandwagon fan’s closet will look like a rainbow of sorts of different sports teams. They have a jersey from 4 or 5 different teams that they like to switch between just to be ready in case one team is their favorite that week. Bandwagon fans enjoy going to watch a live game, and will cheer for whichever team is picked to win. Being a bandwagon is, like a follower, a very safe type of fan to be. Besides the fact that you will be hated by any true fans, you have the luxury of switching teams the next week if your team performs poorly. Fair weather fans are the types of fans that hurt a team the most of all. These fans absolutely love their team at the season’s start, but if the team begins to struggle and shows no hope of doing well that year, these fans will disappear like ghosts. If the team is doing good and satisfying their expectations, a fair weather fan will do whatever they need to do to be able to watch the games on TV so they can be there to cheer them on. These fans make themselves very noticeable towards the middle of the season. Fair weather fans will dress up in all the team colors and wave the team flag as if they were the truest fans ever but as soon as the team starts losing, the clothes get hung in the back of closet and the flags get taken town and put up in storage until the start of the next season. They will be the first ones in line to buy tickets to the opening home game, but a fair weather fan will never be a season ticket holder. A fair weather fan is a safe fan to be, but it is also a sad fan. These fans are the reason that games get blacked out on TV because the team can’t sell tickets to the game. The last category of fans is the die-hard fan. These fans are absolutely crazy about their team, win or lose. They will fight with you and argue with you until the end and tell you why their team is the best, no matter what the record might say. Die-hard fans will request days off work and make plans around their team if that’s what it takes to be able to watch the big game. This fan will wear at least one article of clothing of his favorite team at least 6 days out of the week, even if they get blown out the week prior. These kinds of fans will be your season ticket holders. They will make every game and be one of the first ones to the stadium. Die-hard fans are the best sports fans in my opinion. They are so passionate and so dedicated to their team, that it can easily be the most dangerous type of fan to be. If a die-hard fan’s favorite team loses, it can ruin his whole week, but as soon as they play again, he is right there cheering them on as if it was the Super Bowl or the World Series. Fans are what keep sports alive all around the world. If these sports or teams didn’t have these kinds of fans, they wouldn’t be able to exist. Sports have become a lifestyle in this country and the fans have become a strong community. I couldn’t imagine what America or the world would be like without sports. Being the die-hard fan that I am of my favorite sports team, I just don’t know how I would function with my Florida Gators. So whether you are a follower, fair weather, bandwagon, or die-hard fan, keep cheering and keep passing down the tradition of being a sports fan in America. How to cite Sports Essay, Essay examples

History of Google chrome

Question: Write an essay on History of Google Chrome ? Answer: History of Google chrome Google chrome (Miskelly, 2013) is a web browser which free. Simply we can download it free of cost. Google chrome is liberating as beta version in 2008 for Microsoft windows. Google chrome is very popular browser that support and run on all platforms like computer, mobile, tablets.In the month of February Google commenced google chrome beta version for android device. Google chrome use webkit rendering engine thats make this browser faster. Its displays pages very fast in comparison with other browers.Google chrome ('Tri-chrome plating process', 2010) give the facility to search history, to open a new tab to delete the history The software developers have to manage its system development by using different development methodology. The software developer works on different phrase to solve the problem. Very common methodology comprises like prototyping models, waterfall model, spiral model, incremental development models. These are all life cycle model to review or to make software. The main purpose of building SDLC (system development life cycle) to make a structured and reliable products. These models are useful to start a work from the starches. Waterfall model is a chronological development approach. It has several phases like requirement analysis and specification; designing of software, coding, implementation. Testing and maintenance. Different type of models are present to handle the different type of software which responsible for the success of any software product and services. Developing the software by using SDLC methodology There are different methods used to develop and design development process (Finkbeiner, n.d.). There are many models available through which we can used to develop software for further use and added more feature to the existing product .the different models are waterfall model, incremental model, spiral model, prototypes model. Each process mode; have to follow a life cycle to ensure success in software development. Software development life cycle comprises six phases. They are 1. Gathering of require information and analysis-all the useful and relevant information (Finkbeiner, n.d.) is gathered in this phase. Its concern with who is going to use the product? How they going to use it. 2. Designing of the software After gathering all relevant information and analysis they focus on designing the system. 3. Coding-After completing the designing phase coding is done. 4. Testing the product-Testing is important of system life cycle model to ensure that the product meets all the need of the customers .this can be done by unit testing, integration testing, system testing. 5.Maintenances and reviews-After the completion of testing phase the product is delivered to customers and proper feedback is taken from the customers to know their need and what features needed to add to fulfill the customer satisfaction. Conclusion The Google chrome is very flexible web browser which has been developed by windows. It is very simple to use which make its flexible. Google chrome is easy to install as it is free to download which provide nice GUI so most of the people are now using this web browser. Google chrome provides many facility like bookmarking, opening a new tab, deleting history and many more features are there in google chrome is assume that to popularity of chrome is increasing day by day. References Adeniji, A., Lee, S. (2010). Assimilating and Optimizing Software Assurance in the SDLC.International Journal Of Secure Software Engineering,1(4), 62-80. doi:10.4018/jsse.2010100104 Finkbeiner, M.Towards life cycle sustainability management. Miskelly, M. (2013).Encyclopedia of major MARKETINGstrategies. Vol. 3. Detroit: Gale/Cengage Learning. Tri-chrome plating process. (2010).Metal Finishing,108(10), 43. doi:10.1016/s0026-0576(10)80176-x